Bringing drivers and shops back together
Unlock affordable automotive payments with the 1stMILE Mastercard

Repair financing makes car ownership more affordable
We’re excited to partner with Mastercard to offer flexible financing options designed to meet your unique needs. We understand that keeping your vehicle in top condition shouldn’t strain your wallet. Whether you’re a new driver, a commuter, or managing a family fleet, 1stMILE makes it easier for you to handle auto repairs and maintenance with confidence.
Introducing the 1stMILE Mastercard
The 1stMILE Mastercard is your ultimate top-of-wallet rewards card. Whether you’re paying for routine maintenance, unexpected repairs, or making everyday purchases, the 1stMILE Mastercard provides convenience and financial flexibility.
Accessible
Get started quickly with a card that offers seamless credit approvals and broad accessibility, ensuring you’re always ready for automotive and everyday expenses.
Innovative
Unlock best-in-class cardholder value with credit limits up to $10,000 and earn cash back rewards on 1stMILE shop purchases and all eligible purchases.*
Convenient
Accepted anywhere Mastercard is used, the 1stMILE Mastercard provides convenience with tap-and-pay capabilities and 24/7 online account management.
Protected
The 1stMILE Mastercard keeps you protected with Zero Fraud Liability,** real-time transaction alerts, ID theft protection, and credit score monitoring.***
How the 1stMILE Mastercard works

Easily apply in-store or from the comfort of your mobile device

Load your newly approved card into your mobile wallet for immediate use

Get your 1stMILE Mastercard in two weeks and activate it for everyday use

Earn 1% cash back on all eligible purchases*
Apply for your 1stMILE Mastercard today
You can apply for financing with the 1stMILE Mastercard at any 1stMILE shop as part of the checkout experience, making it quick and convenient to get started.

The 1stMILE Mastercard is issued by The Bank of Missouri, pursuant to license by Mastercard International.
*You will earn 1% cash back rewards when you use your credit card for eligible purchases of goods and services and bill payments. Rewards will be earned when the transaction posts to your account and will remain as long as the purchases and payments are not returned or credited. Purchases do NOT include fees or interest charges, balance transfers, cash advances, or purchases of other cash equivalents. Rewards are not earned for pending transactions.
**Fraud liability subject to Mastercard rules.
***Your free credit score will be available at 1stmille.cardservicing.com starting 60 days after your account is opened. (Registration required) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

Apply for your 1stMILE Mastercard. Text 1STMILE to 46178
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