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PRIVACY NOTICE STATEMENT

FACTS

WHAT DOES MERCHANT PARTNERS DO WITH YOUR PERSONAL INFORMATION?

WHY?

Merchant Partners shares your information with Financial companies for the purpose to assist you in applying for financing or for processing payments. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number, Driver's License
  • Credit card Numbers, Expiration Dates, Credit Card Verification Value
  • Name, Address, Telephone Number, Email Address, Internet Protocol Address
  • Income and employment information

We share your information as described in this notice.

HOW?

We share your personal information electronically with financial institutions and other non-affiliates. We recommend you read their privacy statements before proceeding.

For more information:

Who We Are

Who is providing this notice?

Merchant Partners, LLC

What We Do

How does Merchant Partners protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Additionally, Merchant Partners requires and trains its employees to comply with its privacy standards and policies, which are designed to protect customer information.

How does Merchant Partners collect my personal information?

We collect your personal information to assist you in applying for financing or processing payments, for example, when you

  • Provide employment information
  • Provide income information
  • Provide contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Definitions

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include financial institutions and nonfinancial companies, such as consumer reporting agencies.

Purpose

This Privacy Policy explains the practices of Merchant Partners with respect to how we collect, use, disclose and secure your personal information. This Privacy Policy applies to personal information we collect from you and from third parties both online and offline, but does not apply to any personal information collected by third parties from you. Please see our Privacy Notice for a comprehensive explanation of how we collect, use and share your personal information.

Collecting Personal Information

We may collect personal information from you during our application process and from third parties. “Personal information” is information that specifically identifies you, including, but not limited to, your name, address, telephone number, email address, income and social security number. Demographic information such as your age and address is not considered personal information unless it is linked with your other personal information. Personal information does not include website behavioral information, which is data we collect about the use of the Merchant Partners Website, from which personal information has been removed. Website data may be used for a number of purposes such as helping us understand financing application trends and borrower behavior.

We do not collect personal information from children under 18 years of age. If we learn that we have collected this information from a child under the age of 18, we will promptly take all reasonable steps to delete the data from our system.

Use of Personal Information

In general, we use personal information to provide you with information at your request, to inform you about other information and services we think will be of interest to you, to facilitate your use of the Merchant Partners website.

Sharing Your Personal Information

We share your personal information with unaffiliated third parties as permitted or required by law. When we share your personal information with unaffiliated third parties who perform functions on our behalf, we require that they keep your information confidential and secure, and that they use it only as is reasonably necessary to carry out their work or comply with applicable law. In addition, personal information may be disclosed or transferred to our affiliates as part of, or during negotiations of, a merger, consolidation, sale of company assets or equity, financing, acquisition, strategic alliance or in any other situation where personal information may be transferred as one of the business assets of Merchant Partners.

Protecting Your Personal Information

Merchant Partners maintains physical and technical safeguards in order to protect the confidentiality of your personal information. We also protect personal information that you provide online in connection when applying for financing through our website.

Please note that any information you submit by email may not be secure, so please do not send any sensitive information or materials via email. Merchant Partners will never ask you for sensitive information via email. Please notify us immediately if you should receive a request purported to be from Merchant Partners requesting any personal or sensitive information.

Your Choices Regarding Your Personal Information

Personal information that is not collected on the Website or in connection with obtaining financing, facilitated through Merchant Partners is not generally subject to this Privacy Policy. The Website may contain links to other websites which may collect personal information. Typically, these providers offer services that Merchant Partners customers might find useful. Those providers’ may require you to provide personal information to use their services. Unless expressly provided to the contrary, the privacy policy applicable to that website, and not this Privacy Policy, will govern the collection, use, disclosure and security of your personal information.

Information from Advertisements on Other Websites

We place and track advertisements on third-party websites. Like many advertisers, we advertise our products and services, and we contract with third parties to place advertisements, on websites not affiliated with us where we think the advertisements are likely to be most relevant. These advertisements may contain cookies or other mechanisms that allow tracking of your response to our ads. We and our contracted third parties track and report performance of our advertising and marketing campaigns by using cookies, web beacons, and other similar technology, which may be used to collect and store information about user visits, page visits and duration, and the specific ad or link that the user clicked on to visit the site. No personally identifiable information is stored during this process.